Interest rates on loans in lei have remained at the same level, around 6%, according to data published on Wednesday by the National Bank of Romania.
The 3-month ROBOR – used to calculate interest rates for loans in lei granted before May 2019 – was quoted on Wednesday at 5.87%, the same as the previous day. And the values for 6 months and 12 months remained unchanged, at 5.94% and 6.00%, respectively.
The indicator is calculated daily, based on the interest rates at which banks borrow from each other. Even though it is updated every working day, its level can remain identical when there are no significant movements in the market.
The data show that, for now, there are no variations in interest rates, despite the political tensions in recent days.
For loans granted after May 2019, another indicator is used – IRCC (Consumer Credit Reference Index). For the fourth quarter of 2025, it is 5.58%, slightly below the ROBOR level.
IRCC is calculated diffe...

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