The decision adopted on Thursday aims to modernize and simplify the way in which funds intended to guarantee agricultural loans are managed. Thus, developed on the basis of GO no. 19/2025, the normative act eliminates bureaucratic barriers and optimizes financial flows to support the common agricultural policies.
The new legal framework aims to streamline the activity of the guarantee funds (FGCR and FNGCIMM) through the following key measures:
Alignment of accounting records with international standards in the field: the obligation to record the amounts made available by MARD as „subordinated loans” has been eliminated. These will be highlighted distinctly, reflecting more accurately the financial reality and accelerating reporting processes.
Clarity in risk assumption: the Romanian state, through MARD, directly assumes the credit risk for commitments contracted through guarantee funds. This clarification provides greater security to banking partners and, impli...

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